@font-face {
    font-family: "Montserrat";
    src: url("../../font/montserrat/Montserrat-VariableFont_wght.ttf") format("truetype");
    font-weight: 100 900;
    font-style: normal;
    font-display: swap;
}

@font-face {
    font-family: "Montserrat";
    src: url("../../font/montserrat/Montserrat-Italic-VariableFont_wght.ttf") format("truetype");
    font-weight: 100 900;
    font-style: italic;
    font-display: swap;
}

:root {
    --gold: #fdc304;
    --navy: #1c2840;
    --navy-deep: #162033;
    --cream: #f7f4ee;
    --white: #ffffff;
    --muted-light: rgba(255, 255, 255, 0.72);
    --muted-dark: rgba(28, 40, 64, 0.72);
    --line: rgba(28, 40, 64, 0.1);
    --card-dark: rgba(255, 255, 255, 0.04);
    --max: 1180px;
}

*,
*::before,
*::after {
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    margin: 0;
    font-family: "Montserrat", sans-serif;
    font-weight: 400;
    color: var(--navy);
    background: var(--cream);
    line-height: 1.7;
}

img {
    max-width: 100%;
    display: block;
}

a {
    color: inherit;
    text-decoration: none;
}

h1,
h2,
h3,
h4,
p,
ul,
ol {
    margin: 0;
}

.sr-only {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    border: 0;
}

.skip-link {
    position: absolute;
    left: 16px;
    top: -48px;
    z-index: 100;
    background: var(--gold);
    color: var(--navy);
    padding: 8px 14px;
    font-size: 0.8rem;
    font-weight: 600;
}

.skip-link:focus {
    top: 16px;
}

.container {
    width: min(var(--max), calc(100% - 48px));
    margin: 0 auto;
}

.site-header {
    background: var(--navy);
    position: sticky;
    top: 0;
    z-index: 50;
    transition: box-shadow 0.3s ease;
}

.site-header.is-scrolled {
    box-shadow: 0 10px 28px rgba(0, 0, 0, 0.22);
}

.header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    min-height: 84px;
    gap: 32px;
    position: relative;
}

.logo img {
    height: 42px;
    width: auto;
    transition: transform 0.35s ease;
}

.logo:hover img,
.logo:focus-visible img {
    transform: scale(1.05);
}

.site-nav {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    justify-content: flex-end;
    gap: 16px 20px;
}

.site-nav a {
    position: relative;
    color: var(--white);
    font-size: 0.68rem;
    font-weight: 600;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    white-space: nowrap;
    transition: color 0.25s ease;
}

.site-nav a::after {
    content: "";
    position: absolute;
    left: 0;
    bottom: -6px;
    width: 100%;
    height: 2px;
    background: var(--gold);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.28s ease;
}

.site-nav a:hover,
.site-nav a:focus-visible,
.site-nav a[aria-current="page"] {
    color: var(--gold);
}

.site-nav a:hover::after,
.site-nav a:focus-visible::after,
.site-nav a[aria-current="page"]::after {
    transform: scaleX(1);
}

.nav-toggle {
    display: none;
    width: 44px;
    height: 44px;
    padding: 0;
    border: 1px solid rgba(255, 255, 255, 0.2);
    background: transparent;
    position: relative;
    cursor: pointer;
    align-items: center;
    justify-content: center;
    transition: border-color 0.25s ease, background 0.25s ease;
}

.nav-toggle:hover,
.nav-toggle:focus-visible {
    border-color: var(--gold);
    background: rgba(253, 195, 4, 0.08);
}

.nav-toggle-icon {
    position: relative;
    display: block;
    width: 18px;
    height: 14px;
}

.nav-toggle-icon span {
    position: absolute;
    left: 0;
    display: block;
    width: 100%;
    height: 2px;
    background: var(--white);
    border-radius: 1px;
    transition: transform 0.3s ease, opacity 0.3s ease, top 0.3s ease, background 0.25s ease;
}

.nav-toggle-icon span:nth-child(1) {
    top: 0;
}

.nav-toggle-icon span:nth-child(2) {
    top: 6px;
}

.nav-toggle-icon span:nth-child(3) {
    top: 12px;
}

.nav-toggle:hover .nav-toggle-icon span,
.nav-toggle:focus-visible .nav-toggle-icon span {
    background: var(--gold);
}

.nav-toggle[aria-expanded="true"] .nav-toggle-icon span:nth-child(1) {
    top: 6px;
    transform: rotate(45deg);
}

.nav-toggle[aria-expanded="true"] .nav-toggle-icon span:nth-child(2) {
    opacity: 0;
    transform: scaleX(0);
}

.nav-toggle[aria-expanded="true"] .nav-toggle-icon span:nth-child(3) {
    top: 6px;
    transform: rotate(-45deg);
}

.hero {
    background: var(--navy);
    color: var(--white);
    padding: 72px 0 96px;
}

.hero-copy {
    max-width: 46rem;
    margin-inline: auto;
    text-align: center;
}

.eyebrow {
    font-size: 0.72rem;
    font-weight: 600;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    color: var(--gold);
    margin-bottom: 22px;
}

.eyebrow-light {
    color: var(--gold);
}

.hero h1,
.section-title,
.cta h2 {
    font-weight: 500;
    letter-spacing: -0.03em;
    line-height: 1.12;
}

.hero h1 {
    font-size: clamp(2.1rem, 3.6vw, 3.55rem);
    max-width: 22ch;
    margin-inline: auto;
}

.accent-line {
    display: block;
    width: 48px;
    height: 3px;
    background: var(--gold);
    margin: 28px 0;
    transform-origin: left;
}

.hero-lead,
.section-lead {
    font-size: 1.05rem;
    max-width: 62ch;
}

.hero-lead {
    color: var(--muted-light);
    margin-inline: auto;
}

.hero-actions {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 14px;
    margin-top: 36px;
}

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 48px;
    padding: 12px 22px;
    font-family: inherit;
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    border: 1.5px solid var(--gold);
    transition: background 0.25s ease, color 0.25s ease, transform 0.25s ease, box-shadow 0.25s ease;
}

.btn:hover,
.btn:focus-visible {
    transform: translateY(-3px);
    box-shadow: 0 10px 24px rgba(253, 195, 4, 0.28);
}

.btn-outline {
    color: var(--gold);
    background: transparent;
}

.btn-outline:hover,
.btn-outline:focus-visible {
    background: var(--gold);
    color: var(--navy);
}

.btn-solid {
    background: var(--gold);
    color: var(--navy);
}

.btn-solid:hover,
.btn-solid:focus-visible {
    background: #e6b004;
}

.hero-aside {
    display: grid;
    gap: 18px;
    padding-top: 42px;
}

.hero-card {
    background: var(--card-dark);
    padding: 28px 26px;
}

.hero-card h2 {
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--gold);
    margin-bottom: 12px;
}

.hero-card p {
    color: var(--muted-light);
    font-size: 0.95rem;
}

.section,
.cta {
    scroll-margin-top: 84px;
}

.section {
    padding: 96px 0;
}

.section-plain {
    background: var(--white);
    color: var(--navy);
}

.section-light,
.section-faq {
    background: var(--cream);
}

.section-dark {
    background: var(--navy);
    color: var(--white);
}

.section-plain .topic-card-light {
    background: var(--cream);
}

.section-title {
    font-size: clamp(2rem, 4vw, 3.2rem);
    max-width: 22ch;
}

.section-title + .topic-grid,
.accent-line + .topic-grid,
.accent-line + .case-list,
.accent-line + .case-steps,
.accent-line + .faq-list {
    margin-top: 48px;
}

.section-lead {
    margin-top: 8px;
    margin-bottom: 48px;
}

.section-dark .section-lead,
.cta p {
    color: var(--muted-light);
}

.section-light .section-lead,
.section-plain .section-lead,
.section-faq .section-lead {
    color: var(--muted-dark);
}

.section-dark .subsection-title {
    color: var(--white);
}

.section-dark .source-list li {
    color: var(--muted-light);
}

.section-dark .case-card {
    background: var(--navy-deep);
}

.section-dark .case-card h3 {
    color: var(--white);
}

.section-dark .case-card p {
    color: var(--muted-light);
}

.split-cards,
.topic-grid,
.case-list {
    display: grid;
    gap: 24px;
}

.split-cards {
    grid-template-columns: 1fr 1fr;
}

.split-card,
.topic-card,
.case-card {
    background: var(--white);
    padding: 36px 32px;
    transition: transform 0.35s ease, box-shadow 0.35s ease, border-color 0.35s ease;
}

.topic-card:hover,
.case-card:hover,
.split-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 18px 40px rgba(28, 40, 64, 0.12);
}

.section-dark .topic-card:hover,
.section-dark .case-card:hover {
    box-shadow: 0 18px 40px rgba(0, 0, 0, 0.35);
    transform: translateY(-8px);
}

.card-index {
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--gold);
    margin-bottom: 16px;
}

.split-card h3,
.topic-card h3,
.case-card h3,
.process h4 {
    font-size: 1.45rem;
    font-weight: 600;
    letter-spacing: -0.02em;
    line-height: 1.25;
    margin-bottom: 14px;
}

.split-card p,
.topic-card p,
.case-card p,
.process p {
    color: var(--muted-dark);
}

.topic-grid {
    grid-template-columns: repeat(3, 1fr);
}

.topic-grid-four {
    grid-template-columns: repeat(4, 1fr);
}

.sha-grid {
    grid-template-columns: repeat(6, 1fr);
}

.sha-grid .topic-card {
    grid-column: span 2;
}

.sha-grid .topic-card:nth-child(4) {
    grid-column: 2 / 4;
}

.sha-grid .topic-card:nth-child(5) {
    grid-column: 4 / 6;
}

.topic-card {
    background: var(--navy-deep);
    border-top: 3px solid var(--gold);
}

.topic-card h3 {
    color: var(--white);
}

.topic-card p {
    color: var(--muted-light);
}

.topic-card-light {
    background: var(--white);
    border-top: 3px solid var(--gold);
}

.topic-card-light h3 {
    color: var(--navy);
}

.topic-card-light p {
    color: var(--muted-dark);
}

.process {
    margin-top: 72px;
}

.subsection {
    margin-top: 72px;
}

.subsection-title {
    font-size: clamp(1.7rem, 3vw, 2.3rem);
    font-weight: 500;
    letter-spacing: -0.03em;
    max-width: 22ch;
}

.subsection .topic-grid {
    margin-top: 32px;
}

.topic-card .source-list {
    margin: 0;
    max-width: none;
}

.source-list {
    margin: 24px 0 0;
    padding-left: 1.2em;
    max-width: 62ch;
}

.source-list li {
    color: var(--muted-dark);
}

.source-list li + li {
    margin-top: 8px;
}

.process-title {
    font-size: clamp(1.7rem, 3vw, 2.3rem);
    font-weight: 500;
    letter-spacing: -0.03em;
    max-width: 22ch;
}

.process-lead {
    margin-top: 16px;
}

.process-list {
    list-style: none;
    padding: 0;
    margin: 0 0 32px;
    display: grid;
    gap: 20px;
}

.process-list li {
    display: grid;
    grid-template-columns: 48px 1fr;
    gap: 20px;
    align-items: start;
    background: var(--white);
    padding: 28px 28px 28px 24px;
}

.process-number {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: var(--gold);
    color: var(--white);
    display: grid;
    place-items: center;
    font-weight: 700;
    font-size: 0.95rem;
}

.process-outcomes {
    margin-top: 8px;
}

.case-card {
    border-left: 3px solid var(--gold);
}

.case-card h3 span {
    display: block;
    margin-top: 8px;
    font-size: 0.78rem;
    font-weight: 600;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    color: var(--gold);
}

.case-card p + p {
    margin-top: 14px;
}

.case-steps {
    list-style: none;
    margin: 48px 0 0;
    padding: 0;
    display: grid;
    gap: 0;
}

.case-step {
    position: relative;
    display: grid;
    grid-template-columns: 40px minmax(0, 1fr);
    gap: 28px;
    align-items: start;
    padding-bottom: 88px;
}

.case-step:last-child {
    padding-bottom: 0;
}

.case-step:not(:last-child)::before {
    content: "";
    position: absolute;
    left: 20px;
    top: 40px;
    bottom: 0;
    width: 2px;
    background: var(--gold);
    transform: translateX(-50%);
}

.case-step-number {
    position: relative;
    z-index: 1;
    width: 40px;
    height: 40px;
    background: var(--gold);
    color: var(--navy);
    display: grid;
    place-items: center;
    font-weight: 700;
    font-size: 1rem;
}

.case-step-body h3 {
    font-size: 1.35rem;
    font-weight: 600;
    letter-spacing: -0.02em;
    line-height: 1.3;
    margin-bottom: 10px;
}

.case-step-body h3 span {
    display: block;
    margin-top: 8px;
    font-size: 0.78rem;
    font-weight: 600;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    color: #b38b00;
}

.case-step-body p {
    color: var(--muted-dark);
}

.case-step-body p + p {
    margin-top: 12px;
}

.process-steps .case-step {
    padding-bottom: 56px;
}

.process-note {
    margin-top: 48px;
    max-width: 72ch;
}

.section-copy {
    max-width: 72ch;
    margin: 8px 0 48px;
}

.section-copy p + p {
    margin-top: 18px;
}

.section-light .section-copy,
.section-plain .section-copy {
    color: var(--muted-dark);
}

.content-link {
    color: inherit;
    border-bottom: 1.5px solid var(--gold);
    transition: color 0.25s ease;
}

.content-link:hover,
.content-link:focus-visible {
    color: #b38b00;
}

.table-wrap {
    width: 100%;
    overflow-x: auto;
    margin-top: 48px;
}

.data-table {
    width: 100%;
    min-width: 640px;
    border-collapse: collapse;
}

.data-table th,
.data-table td {
    padding: 16px 18px;
    text-align: left;
    vertical-align: top;
    border: 1px solid var(--line);
}

.data-table th {
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.1em;
    text-transform: uppercase;
}

.section-dark .data-table th {
    background: var(--navy-deep);
    color: var(--gold);
    border-color: rgba(255, 255, 255, 0.12);
}

.section-dark .data-table td {
    color: var(--muted-light);
    border-color: rgba(255, 255, 255, 0.12);
}

.section-light .data-table th,
.section-plain .data-table th {
    background: var(--navy);
    color: var(--white);
    border-color: var(--navy);
}

.section-light .data-table td,
.section-plain .data-table td {
    background: var(--white);
    color: var(--muted-dark);
}

.faq-list {
    border-top: 1px solid var(--line);
}

.faq-item {
    border-bottom: 1px solid var(--line);
}

.faq-question {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    padding: 22px 0;
    background: transparent;
    border: 0;
    text-align: left;
    font-family: inherit;
    font-size: 1.05rem;
    font-weight: 600;
    color: var(--navy);
    cursor: pointer;
    transition: color 0.25s ease, padding-left 0.25s ease;
}

.faq-question:hover,
.faq-question:focus-visible {
    color: #b38b00;
    padding-left: 8px;
}

.faq-icon {
    flex: 0 0 auto;
    font-size: 1.5rem;
    font-weight: 400;
    line-height: 1;
    transition: transform 0.3s ease;
}

.faq-icon::before {
    content: "+";
}

.faq-item.is-open .faq-icon {
    transform: rotate(180deg);
}

.faq-item.is-open .faq-icon::before {
    content: "\2212";
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    padding: 0 48px 0 0;
    opacity: 0;
    transition: max-height 0.4s ease, opacity 0.3s ease, padding 0.3s ease;
}

.faq-item.is-open .faq-answer {
    max-height: 2000px;
    opacity: 1;
    padding: 0 48px 22px 0;
}

.faq-answer p,
.faq-answer li {
    color: var(--muted-dark);
}

.faq-answer ul,
.faq-answer ol {
    margin: 12px 0 0;
    padding-left: 1.2em;
}

.faq-answer ol {
    padding-left: 2.4em;
}

.faq-answer li + li {
    margin-top: 6px;
}

.section-dark .faq-list,
.section-dark .faq-item {
    border-color: rgba(255, 255, 255, 0.12);
}

.section-dark .faq-question {
    color: var(--white);
}

.section-dark .faq-question:hover,
.section-dark .faq-question:focus-visible {
    color: var(--gold);
}

.section-dark .faq-answer p,
.section-dark .faq-answer li {
    color: var(--muted-light);
}

.cta {
    background: var(--navy);
    color: var(--white);
    padding: 104px 0;
    text-align: center;
}

.cta-inner {
    max-width: 720px;
}

.cta h2 {
    font-size: clamp(2rem, 4vw, 3rem);
    margin-bottom: 18px;
}

.cta p {
    margin-bottom: 32px;
}

.site-footer {
    background: var(--cream);
    padding: 36px 0 48px;
    border-top: 1px solid var(--line);
}

.footer-copy {
    font-size: 0.85rem;
    font-weight: 600;
    margin-bottom: 12px;
}

.footer-disclaimer {
    font-size: 0.78rem;
    color: var(--muted-dark);
    max-width: 92ch;
}

@keyframes fade-up {
    from {
        opacity: 0;
        transform: translateY(28px);
    }

    to {
        opacity: 1;
        transform: none;
    }
}

@keyframes grow-x {
    from {
        transform: scaleX(0);
    }

    to {
        transform: scaleX(1);
    }
}

.hero-copy {
    animation: fade-up 0.8s ease both;
}

.hero .accent-line {
    margin-inline: auto;
    transform-origin: center;
    animation: grow-x 0.7s ease 0.35s both;
}

.js-ready .reveal {
    opacity: 0;
    transform: translateY(28px);
    transition: opacity 0.65s ease, transform 0.65s ease;
}

.js-ready .reveal.is-visible {
    opacity: 1;
    transform: none;
}

.js-ready .reveal.is-visible.topic-card:hover,
.js-ready .reveal.is-visible.case-card:hover,
.js-ready .reveal.is-visible.split-card:hover {
    transform: translateY(-8px);
}

.js-ready .reveal.is-visible .accent-line {
    animation: grow-x 0.7s ease both;
}

.topic-grid .topic-card:nth-child(2),
.case-list .case-card:nth-child(2),
.faq-list .faq-item:nth-child(2) {
    transition-delay: 0.06s;
}

.topic-grid .topic-card:nth-child(3),
.case-list .case-card:nth-child(3),
.faq-list .faq-item:nth-child(3) {
    transition-delay: 0.12s;
}

.topic-grid .topic-card:nth-child(4),
.case-list .case-card:nth-child(4) {
    transition-delay: 0.18s;
}

.topic-grid .topic-card:nth-child(5),
.case-list .case-card:nth-child(5) {
    transition-delay: 0.24s;
}

.topic-grid .topic-card:nth-child(6) {
    transition-delay: 0.3s;
}

@media (prefers-reduced-motion: reduce) {
    html {
        scroll-behavior: auto;
    }

    *,
    *::before,
    *::after {
        animation: none !important;
        transition: none !important;
    }

    .js-ready .reveal {
        opacity: 1;
        transform: none;
    }
}

@media (max-width: 1100px) {
    .topic-grid,
    .topic-grid-four,
    .sha-grid {
        grid-template-columns: 1fr 1fr;
    }

    .sha-grid .topic-card,
    .sha-grid .topic-card:nth-child(4),
    .sha-grid .topic-card:nth-child(5) {
        grid-column: auto;
    }

    .site-nav {
        gap: 18px;
    }
}

@media (max-width: 900px) {
    .split-cards {
        grid-template-columns: 1fr;
    }

    .hero h1 {
        max-width: none;
    }

    .nav-toggle {
        display: inline-flex;
    }

    .site-nav {
        display: flex;
        position: absolute;
        left: 0;
        right: 0;
        top: 100%;
        background: var(--navy);
        flex-direction: column;
        align-items: flex-start;
        padding: 0 24px;
        gap: 18px;
        border-top: 1px solid rgba(255, 255, 255, 0.08);
        max-height: 0;
        overflow: hidden;
        opacity: 0;
        visibility: hidden;
        transform: translateY(-8px);
        pointer-events: none;
        transition: max-height 0.35s ease, opacity 0.3s ease, transform 0.3s ease, visibility 0.3s ease, padding 0.3s ease;
    }

    .site-header.is-open .site-nav {
        max-height: 420px;
        opacity: 1;
        visibility: visible;
        transform: none;
        pointer-events: auto;
        padding: 20px 24px 28px;
    }
}

@media (max-width: 700px) {
    .container {
        width: min(var(--max), calc(100% - 32px));
    }

    .section,
    .hero,
    .cta {
        padding: 72px 0;
    }

    .topic-grid,
    .topic-grid-four,
    .sha-grid {
        grid-template-columns: 1fr;
    }

    .split-card,
    .topic-card,
    .case-card,
    .process-list li {
        padding: 28px 22px;
    }

    .case-step {
        grid-template-columns: 32px minmax(0, 1fr);
        gap: 16px;
        padding-bottom: 56px;
    }

    .case-step:not(:last-child)::before {
        left: 16px;
        top: 32px;
    }

    .case-step-number {
        width: 32px;
        height: 32px;
        font-size: 0.9rem;
    }
}